NRE/NRO Account Strategy
Guidance on basic use cases of NRE and NRO accounts for Indian financial planning.
Learn moreIndia-focused planning from wherever you live
India-Focused Financial Planning for NRIs
Simplify your India investments, banking, repatriation and long-term financial planning while living abroad.
Long-term perspective
Who this is designed for
Planning starts with context, not a product shortlist.
Simplified financial planning for Indians living abroad. We assist with India-focused investments, NRE/NRO account strategy, repatriation planning and FEMA-aware financial decisions.
Why it matters
NRIs often face additional documentation, residential-status, account-type, taxation, repatriation and investment restrictions. A structured approach can reduce confusion and keep Indian finances organised.
Services within NRI Financial Services
Choose the part of the journey you need help with.
Each page explains the role of the service, key decision points and how it fits into the wider plan.
India Investment Planning
Mutual funds, fixed income and other India-linked investment planning for NRIs.
Learn moreRepatriation Planning
Coordination-oriented planning for moving eligible funds abroad through proper banking channels.
Learn moreFEMA-Aware Decisions
Helping investors understand when FEMA considerations may apply.
Learn moreNRI Mutual Fund Portfolio
Review and planning of mutual fund investments based on residential status.
Learn moreProperty Sale Proceeds Planning
Planning around investment, repatriation and tax coordination after sale of Indian property.
Learn moreReturn-to-India Planning
Financial planning for NRIs who may relocate to India in future.
Learn moreFamily Wealth Coordination
Planning for parents, spouse, children and Indian assets from abroad.
Learn moreOur process
A clear sequence from understanding to review.
Understand country of residence and India connection
Review NRE, NRO and resident account status
Review existing Indian investments
Identify compliance-sensitive areas
Plan a suitable investment and liquidity structure
Coordinate with a CA, bank or legal professional where required
Review annually or when residential status changes
Documents / information required
What helps us prepare for a useful discussion.
Next step
Plan My NRI Investments
Start with a conversation. Product selection or implementation comes only after the objective, constraints and relevant risks are understood.
Plan My NRI InvestmentsFrequently asked questions
Common questions about NRI Financial Services.
Can NRIs invest in Indian mutual funds?+
Yes, NRIs can invest in many Indian mutual fund schemes, subject to AMC rules, country restrictions and documentation requirements.
What is the difference between NRE and NRO accounts?+
Broadly, NRE accounts are used for eligible foreign income remitted to India, while NRO accounts are generally used for income earned in India. Exact use should be verified with your bank or professional adviser.
Can I repatriate money from India to my country of residence?+
Eligible funds may be repatriated subject to documentation, tax compliance, banking rules and applicable limits.
Do NRIs need separate financial planning?+
Usually yes. Banking, taxation, repatriation and investment rules can differ from those applicable to resident investors.
Important note
NRI planning should be undertaken with awareness of FEMA, Indian tax rules, banking requirements and country-specific restrictions. For detailed tax or legal opinions, coordinate with a qualified CA, bank or legal professional.
Official resource: SEBI